A backdoor Roth IRA conversion is a way of funding a Roth IRA account with a traditional IRA conversion instead of a direct contribution. People with relatively high incomes are unable to directly contribute to a Roth IRA. In 2018, the limitation starts at $120,000 for single taxpayers and $189,000 for … [Read More...] about 4 Things to Know About Backdoor Roth IRA Conversions
Some specifics about the “second act.” Does your vision of retirement align with the facts? Here are some noteworthy financial and lif … [Read More...] about A Retirement Fact Sheet
Take note of them for 2019. Some notable developments are about to impact 401(k) plans. They follow a major change that became effective … [Read More...] about Some Changes Are Coming for 401(k)s
Never touch your principal in retirement? Think again. More than a century ago, an American financial archetype emerged – the household t … [Read More...] about Think Total Return
A look at how variable rates of return do (and do not) impact investors over time. What exactly is the “sequence of returns”? The phrase si … [Read More...] about What is the Sequence of Returns Risk?