A backdoor Roth IRA conversion is a way of funding a Roth IRA account with a traditional IRA conversion instead of a direct contribution. People with relatively high incomes are unable to directly contribute to a Roth IRA. In 2018, the limitation starts at $120,000 for single taxpayers and $189,000 for … [Read More...] about 4 Things to Know About Backdoor Roth IRA Conversions
Some say yes, pointing to the recent federal tax reforms. Will federal income tax rates ever be lower than they are right now? Given the … [Read More...] about Is Now the Right Time to Go Roth?
Two recent court rulings may make you want to double-check. How often do retirement plan sponsors check up on 401(k)s? Not as often as they … [Read More...] about Is Your Company’s 401(k) Plan as Good as It Could Be?
How global returns and proper diversification are affecting overall returns. “Why is my portfolio underperforming the market?” This ques … [Read More...] about Your Diversified Portfolio vs. the S&P 500
That truth must always be recognized. When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly … [Read More...] about Investing Means Tolerating Some Risk