Retegy Blog
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covering everything from budgeting and saving to investing and retirement.
Investment Management
Build a secure financial future for yourself and your family with our comprehensive resources
on personal financial planning, including tips, tools, and strategies for achieving your financial goals.
Making Investment Decisions
Are your choices based on evidence or emotion?
When it comes to investing, many people believe they have a “knack” for choosing good investments. But what exactly is that “knack” based on? The fact is, the choices we make with our assets can be strongly influenced by factors, many of them emotional, that we may not even be aware of.
Translating Stock Market Jargon
Have you ever been confused by the jargon used on Wall Street? Allow me to translate some esoteric stock market terms into plain English.
Have you ever been confused by the jargon used on Wall Street? Allow me to translate some esoteric stock market terms into plain English.
Should You Care What the Financial Markets Do Each Day?
Focusing on Your Strategy During Turbulent Times.
Investors are people, and people are often impatient. No one likes to wait in line or wait longer than they have to for something, especially today when so much is just a click or two away.
Unrealized Loss and Gain
What they are; why they matter.
For many investors, it can be tempting to think of one's portfolio in terms of “gains” or “losses.” True, this is a central concept to understanding market behavior, but to truly maximize your investing knowledge, you also need to know about “unrealized gains,” “unrealized losses,” and how they can work to your advantage.
The Investment Risk You May Not Know About
What can you do to allay this risk?
Knowledgeable investors are aware that investing in the capital markets presents any number of risks – interest-rate risk, company risk, and market risk. Risk is an inseparable companion to the potential for long-term growth. Some of the investment risks we face can be mitigated through diversification.
The Anatomy of an Index
The S&P 500 represents a large portion of the value of the U.S. equity market
Did you know that nearly $10 trillion in assets are benchmarked to the Standard & Poor’s 500 Composite Index, including about $3.5 trillion in index assets?1
Think Total Return
Never touch your principal in retirement? Think again.
More than a century ago, an American financial archetype emerged – the household that lived on the interest earned by its investments, never touching its principal. Times have changed. While the Vanderbilts, Carnegies, and Rockefellers could do that back in the Gilded Age, you will likely face a tough challenge trying to do the same in retirement. The reason? Low-interest rates.
What is the Sequence of Returns Risk?
A look at how variable rates of return do (and do not) impact investors over time.
What exactly is the “sequence of returns”? The phrase simply describes the yearly variation in an investment portfolio’s rate of return. Across 20 or 30 years of saving and investing for the future, what kind of impact do these deviations from the average return have on a portfolio’s final value?
Your Diversified Portfolio vs. the S&P 500
How global returns and proper diversification are affecting overall returns.
“Why is my portfolio underperforming the market?” This question may be on your mind. It is a question that investors sometimes ask after stocks shatter records or return exceptionally well in a quarter.
Investing Means Tolerating Some Risk
That truth must always be recognized.
When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place.
The Flattening of the Yield Curve
Why are investors and economists getting nervous about Treasury yields?
What is the yield curve, and why is the financial media writing about it? Here is a brief explanation, starting with a clarification.
